Is a novated lease worth it? Weigh the costs and tax
A novated lease is worth considering only when its after-tax total cost, including the end-of-lease residual, compares favourably with buying on a…
Smartleasing vs buying a car for Australian drivers
Buying outright isn’t automatically cheaper. In a novated lease vs buying a car comparison, the better option depends on tax treatment, running costs…
Smartleasing fees: what affects your cost estimate
Tax can shift a novated lease estimate, but it isn’t the only cost driver. The smartleasing fees and charges shown in an estimate depend on the…
NLC vs a credit union car loan: which suits you in 2026?
The lower headline interest rate may not mean the lower-cost car. In NLC vs a credit union car loan, compare the effect on your whole pay cycle, not…
Can Two People Salary Package One Car? 2026 Guide
If you’re asking “can two people salary package the same car”, the general answer is no: a novated lease is usually arranged through one employee,…
How to Switch from Maxxia to Another Novated Lease Provider
Could you switch from Maxxia to another provider without changing your car finance or disrupting payroll? It may be possible, but changing the lease…
SG Fleet vs Personal Loan: 2026 Australian Car Finance Comparison
Salary packaging a vehicle through your employer looks like an effortless tax win, but it isn’t always the cheapest path to your driveway. When…
Can I Cancel a Novated Lease Early? Your 2026 Exit and Payout Guide
Leaving a novated lease before the clock runs out doesn’t have to be a financial disaster. Many Australian drivers find themselves asking, “can I…
What Happens to Your Novated Lease if You Lose Your Job? (2026 Guide)
Your novated lease doesn’t vanish when your employment ends; it simply changes its legal shape. Losing your job shouldn’t mean losing your car, but…
Novated Lease Pros and Cons: Is It Worth It in 2026?
What if your biggest pay rise this year didn’t come from your boss, but from the way you pay for your car? If you’re tired of high income tax eating…